"We Provide Families With Essential Tools For Financial Literacy and Success."

FINAL EXPENSE

Do you have plans to fund your Burial Expenses? What about a Will, Power of Attorney or Medical Directive?

WHY LIFE INSURANCE?

Why is Life Insurance essential? What is the difference between Term and Whole Life?



TAX FREE BENEFITS

Internal Revenue Codes identifies how tax free benefits are received by you and your loved ones.


MASTER CLASSES

These classes will help increase your understanding so you can make confident decisions about your long term goals.

Hidden Tools of Economic War

was created to empower families with Financial Literacy while sharing the essential tools available to everyone.

First let us clarify some definitions according to Oxford:


✔️Economic War is “an economic strategy based on the use of measures (e.g. blockade) of which the primary effect is to weaken the economy of another state.”


✔️Blockade is “an act or means of sealing off a place to prevent goods or people from entering or leaving.” Or, “an obstruction of a physiological or mental function, especially of a biochemical receptor.”


✔️Physiological is “relating to the branch of biology that deals with the normal functions of living organisms and their parts.”


Culturally, there is a historical distrust of institutions, authorities, and policies. Is distrust a side effect of Economic War?


As Financial Professionals we realized the universal and unlimited possibilities hidden within the Internal Revenue Code. These strategies of utilizing specific Internal Revenue Codes possess benefits for everyone.


We recognized the importance of education. According to Article 26 – 1 of the United Nation, Universal Declaration of Human Rights, “Higher education shall be equally accessible to all on the basis of merit.” Therefore, we are creating Master Classes to educate the families on the benefits of Estate and Retirement Planning.


The Master Class Lessons are separated into subjects, presented in video, and written format for easy comprehension. For more information: members can schedule phone and video consultations from within the free Master Class or click on get started with PFR now.

Client Education

We offer Master Classes to provide our clients in depth knowledge of products and services

Financial Professional

Our staff offer solutions from available products and services to fit client needs

Serving North America

Our company partnerships allow us to serve clients throughout the United States and Canada77

77

PARTNER COMPANIES

500+

FINANCIAL PRODUCTS

12

BUSINESS PARTNERS

Here What Our Fans Have to Say

Here are comments from our beloved clients

My final expense policy was submitted after one meeting. Within the week my policy was approved and in force. I was also able to cover my grandchild for an extra "dollar a month".

Marie G.

Starting my life policy was an easy and stress free process, especially during the pandemic. A feeling of relief came over me when my insurance coverage was in place.

Rochelle S.

The website is very easy to navigate and very detailed with information. I also really like how easy it is to set up an appointment.

Cassaundra E.

I appreciate someone always being available to answer my questions. I also like being able create my will and price shop for burial services..

Charles J.

I was set up in a wonderful burial/ final expense plan by Mr. Shabazz. I rarely write recommendations due to the fact that I have found very few worthy of it. Being a retired Insurance Professional, I know the importance of good customer care. I have found it a rarity during these days. However, after consulting with Mr. Shabazz I feel it to be an honor in writing this. Not only did Mr. Shabazz exhibit high standards of professionalism but he was able to patiently guide me through the process. I am elderly now with severe hearing lost. He never rush me or made me feel unimportant even though my plan was a relatively small plan in comparison to others he may write. So. if you want someone who cares about you and well versed in the industry, you need to look no further. Mr. Shabazz is your man.

Stephanie G.

Companies We Work With

+1 510 602 2041

Phone Number

info@htoew.com

E-mail address


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