Services
"We Provide Families With Essential Tools For Financial Literacy and Success."
WHAT WE DO
We promote Financial Literacy and offer strategies of wealth building for families and minority communities.
Introduce concepts the wealthy use, which are available for everyone
Encourage Family meetings to develop independent and wealth building mentality
Protect families with long term personal strategies to secure legacy building, generation wealth, supplement retirement income and asset transfer.
Utilization of products, to eliminate mortgage from the estate of deceased loved ones.


OUR METHODS
Educate families and community about the Hidden Tools the wealthy use to acquire and maintain their wealth.
Personal Financial Review (PFR)
The first step is scheduling your PFR and begin developing your personal long term strategy. PFR will help identify clients needs.
Highlight how products and services are beneficial within long term personalized strategies.
We discuss financial benefits of proactively planning for the the future. Review estate planning: create wills, power of attorney and medical directive. Estate plans will eliminate any questions regarding the wishes of the decease. We also review options for wealth building and income replacement.
Living and Tax Benefits
You maybe be eligible to receive tax free income if you become disabled or terminal ill, with doctors certification. Specific products allows your funds to grow, transfer and are accessible tax free.
Show the numbers
We will Illustrate the products and services, answer questions and make adjustments as desired. Finally, submit the application.
Here What Our Fans Have to Say
Here are comments from our beloved clients
My final expense policy was submitted after one meeting. Within the week my policy was approved and in force. I was also able to cover my grandchild for an extra "dollar a month".
Marie G.
Starting my life policy was an easy and stress free process, especially during the pandemic. A feeling of relief came over me when my insurance coverage was in place.
Rochelle S.
The website is very easy to navigate and very detailed with information. I also really like how easy it is to set up an appointment.
Cassaundra E.
I appreciate someone always being available to answer my questions. I also like being able create my will and price shop for burial services..
Charles J.
I was set up in a wonderful burial/ final expense plan by Mr. Shabazz. I rarely write recommendations due to the fact that I have found very few worthy of it. Being a retired Insurance Professional, I know the importance of good customer care. I have found it a rarity during these days. However, after consulting with Mr. Shabazz I feel it to be an honor in writing this. Not only did Mr. Shabazz exhibit high standards of professionalism but he was able to patiently guide me through the process. I am elderly now with severe hearing lost. He never rush me or made me feel unimportant even though my plan was a relatively small plan in comparison to others he may write. So. if you want someone who cares about you and well versed in the industry, you need to look no further. Mr. Shabazz is your man.
Stephanie G.
+1 510 602 2041
Phone Number
info@htoew.com
E-mail address